Life Settlement Calculator

Cedar Life Settlements’ experts have collected industry data and used their in-depth experience to create a proprietary life settlement calculator.  

It requires information about your policy such as the face value, and the approximate amount of premiums. Some personal questions about your age and health condition are also necessary for investors. 

After answering just a few questions, you will receive an instant estimate and be able to compare it to the surrender value of your policy to your insurance company. 

How does it work?

A life settlement estimate is based on three main factors. They are defined by investors who are trying to measure their return on investment before making a purchasing offer. Those three factors are the death benefit, the premium amount and the policyholder’s life expectancy.

The first two are usually straight forward. You can also enter an estimated cost of premiums if you are not sure of the exact amount. For the latter, we created a scale to define your health from Very Impaired to Excellent. This will create an estimated life expectancy based on your age and impact the final estimate.

In a real case scenario, a life settlement broker would gather more information about your health. Therefore, the calculator here is an estimate and the actual offer(s) could be higher or lower. 

Is it a viatical settlement calculator?

Yes, with some caveats. A viatical settlement is similar to a life settlement, however the policyholder is generally affected by a terminal illness. Therefore, the estimate may be less accurate, especially if your age is under 60 years old. We would recommend contacting our team directly. 

* The results generated by this calculator are estimates based on empirical data. Cedar Life Settlements does not guarantee any offers reaching these amounts. Your actual offer(s) may be higher or lower based on your policy and personal information. 

By completing this form, you consent to having Cedar Life Settlements collect and use your personal information to share with prospective investors in accordance with the Cedar Life Settlements Privacy Policy. Your personal information will not be sold to any third party without your consent. We value your privacy as much as you do. 

Find Out How Much You Can Get